A seller is a registered or an unregistered MSME (Micro, Small and Medium Enterprises) business or a corporation that provides products and/or services to the buyer.

A financial transaction in which a seller sells its accounts receivables or invoices to a third-party financial institution through a platform such as Gravitas Factor. The platform works with the financiers to get the best discount rate for the sellers. Factoring provides immediate cash to the sellers, which can be used to meet their immediate cash needs.

A financial transaction in which a buyer uploads the sellers' invoices to extend their payable cycle and make timely payments to their sellers using a third-party financial institution called a factor through platforms such as Gravitas Factor. The factor then collects the amount due from the buyers after adding interest and service fees.

Dynamic discounting is a financial arrangement in which a buyer agrees to pay an invoice from a seller earlier than the agreed-upon payment date in exchange for a discount. The discount amount is determined based on various factors such as days receivables, amount due etc.

No, invoice factoring is not a loan. When you factor your invoices, you are selling them to a third-party company at a discount, rather than borrowing money from a bank. Invoice factoring does not require collateral, and the approval process is typically faster and less strict than a bank loan.