Your Trusted Growth Partner for Dynamic Markets

Maximizing Your Investment Potential with Customized Financing Strategies

Get Started Today

Gravitas Factor values our financiers partners

Diversification: You will diversify your portfolio of investment and reduce overall risk exposure

Profitability: Earn profits by charging interest on the financing provided to our vendors in exchange for their outstanding invoices

Shorter Financing Period: Provide shorter financing periods than traditional forms of financing, enabling to quickly earn a return

Scalability: Scale your business model as you provide financing to a bigger portfolio of suppliers and build new business opportunities with sellers

Competitive Advantage: We can help you differentiate yourself and gain a competitive advantage in the market

Frequently Asked Questions by Financiers

Who is a Financier?

It refers to national and international banks, NBFCs, and such other financial institutions as may be permitted by RBI as Financiers.

What is Invoice Factoring and how does it work?

Factoring is a financial service where a company sells its accounts receivable to a factoring company, such as Gravitas Factor, at a discounted rate in exchange for immediate cash. The factoring company then collects the payment from the sellers' customers.

What types of businesses are eligible for factoring??

Most types of businesses that sell products or services to other businesses are eligible for factoring. However, Gravitas Factor typically prefers businesses with strong financials and creditworthiness.

How does a financier determine the discount rate for factoring?

The discount rate for factoring is based on several factors, including the creditworthiness of the debtor, the length of the payment term, and the volume of accounts receivable being factored. Gravitas Factor will provide the financier with a detailed report about the Enterprise and Vendor.

What happens if the debtor does not pay the invoice?

If the debtor does not pay the invoice, the Gravitas Factor and/or financier may pursue legal action to collect the debt. However, Gravitas Factor try to offer recourse factoring, where the business selling the accounts receivable agrees to buy back any invoices that remain unpaid after a certain period of time.