Empowering Your Suppliers, Driving Your Success

Innovative Solutions for Complex Financial Challenges

Get Started Today

Gravitas Factor adds value for your business

Improve Working Capital: Extend your payment terms with suppliers, which can help improve your own working capital

Access to Network of Suppliers: Get access to a network of suppliers vetted by us, making it easier to find the right financing partner

Improve Supplier Relationship: Improve your relations with suppliers by allowing early payment of invoices, build goodwill and long-term relation

Improve Credit Score: Improve your credit score by demonstrating that you are able to manage your finances responsibly

Increased flexibility: Gives your business flexibility to manage your finances and make quick decision for resource allocation

Frequently Asked Questions by Buyers

Who is a Buyer?

A buyer is an entity that owes payment on the invoice based on the product or services provided by an MSME (Micro, Small and Medium Enterprises) or an enterprise.

What is Invoice Factoring and how does it work?

Factoring is a financial service where a company sells its accounts receivable to a factoring company, such as Gravitas Factor, at a discounted rate in exchange for immediate cash. The factoring company then collects the payment from the company's customers.

What is Reverse Factoring?

A financial transaction in which a buyer uploads the sellers' invoices to extend their payable cycle and make timely payments to their sellers using a third-party financial institution called a factor through platforms such as Gravitas Factor. The factor then collects the amount due from the buyers after adding interest and service fees.

Is reverse factoring a form of debt?

No, reverse factoring is not a form of debt for the buyer. It is a financing option that allows suppliers to receive early payments against their invoices.